๐๐๐พ๐๐ ๐๐๐๐๐
๐ท๐๐๐๐๐๐๐๐๐๐๐ ๐ช๐๐๐๐๐๐๐๐, ๐ฌ๐ ๐๐๐๐๐๐๐๐๐๐๐๐, ๐ฉ๐๐๐๐๐๐, ๐ฏ๐๐๐๐๐๐๐๐, ๐พ๐๐๐๐๐, ๐ท๐๐๐๐๐๐๐๐, ๐ท๐๐๐๐๐๐๐๐๐, ๐ช๐๐๐๐๐๐๐๐, ๐น๐๐๐๐๐๐๐๐๐, ๐ฌ๐๐๐๐๐๐๐๐๐๐๐, ๐ฑ๐๐๐๐๐๐๐๐๐, ๐ท๐๐๐๐ ๐จ๐ ๐๐๐๐๐๐, ๐ท๐๐๐๐๐๐๐๐๐, ๐ฌ๐๐๐๐๐๐๐, ๐น๐๐๐๐๐๐๐๐, ๐๐๐ ๐บ๐๐๐๐-๐ท๐๐๐๐๐๐๐๐ ๐จ๐๐๐๐๐๐, ๐ฏ๐๐๐๐๐๐ . ๐ฌ๐๐๐๐ ๐๐ ๐ ๐๐๐๐: ๐๐๐๐๐๐๐๐๐๐๐๐๐๐@๐๐๐๐๐.๐๐๐
Monday, July 6, 2026
YADDA MUTUM ZAI GANE ANA BIBIYARSA A YANAR GIZO-GIZO (INTERNET)
Sunday, July 5, 2026
TAURIN BASHI DA ILLAR DA YAKE HAIFARWA GA KASUWANCI DA MA'AIKATA
Taurin bashi na nufin halin da mutum, kamfani ko ฦungiya ke nunawa na ฦin biyan bashin da ake binsa a lokacin da aka cimma yarjejeniya ko kuma jinkirta biyan bashi ba tare da wani ingantaccen dalili ba. A wasu lokuta, mai bashi ya na da ikon biyan abin da ake binsa, amma sai ya ฦi ko ya ci gaba da ba da uzuri iri-iri. Wannan hali ya na raunana amana tsakanin masu hulษar kasuwanci, tare da jefa ษangarori da dama cikin matsalolin kuษi.
Kasuwanci ya na bunฦasa ne bisa ginshiฦan gaskiya, riฦon amana da cika alkawari. Idan taurin bashi ya zama ruwan dare, yana haifar da tsaiko ga harkokin kasuwanci. 'Yan kasuwa da dama sukan kasa sake sayen kaya da ga masana'antu ko dillalai saboda kuษinsu na hannun masu bashi. Hakan kan janyo ฦarancin jari, raguwar ciniki da kuma durฦushewar wasu kasuwanci.
Daya daga cikin manyan illolin taurin bashi shi ne lalacewar kuษaษen gudanar da kasuwanci. Idan kuษin da ake sa ran za a karษa sun makale a hannun masu bashi, mai kasuwa zai fuskanci matsalar biyan kuษin haya, haraji, sufuri, wutar lantarki da sauran kuษaษen gudanarwa. Wannan na iya tilasta masa rufe shagonsa ko rage ayyukan kasuwancinsa.
Haka kuma, taurin bashi yana shafar ma'aikata kai tsaye. Idan kasuwanci ya shiga matsin kuษi saboda rashin karษo bashinsa, ษankasuwa kan kasa biyan albashi a kan lokaci wa ma'aikatansa. A wasu lokuta kuma, ana rage albashi, ana dakatar da ษaukar sabbin ma'aikata, ko ma a sallami wasu domin rage kashe kuษi. Wannan ya na ฦara yawan marasa aikin yi tare da jefa iyalai cikin ฦuncin rayuwa.
Bugu da ฦari, taurin bashi ya na rage yawan zuba jari. Masu zuba jari da cibiyoyin kuษi kan yi shakkar saka hannun jari a wuraren da ake fama da rashin biyan bashi, saboda tsoron asarar kuษinsu. Wannan na rage ci gaban tattalin arziki tare da hana bunฦasar sababbin sana'o'i da masana'antu.
Har ila yau, wannan hali ya na haifar da rashin yarda tsakanin mutane. Dankasuwa da ya sha asarar bashi kan daina yarda da sababbin kwastomomi ko kuma ya daina sayar da kaya a bashi. Hakan yana takaita damar kasuwanci da kuma rage sauฦin gudanar da mu'amala a cikin al'umma.
A mahangar addinin Musulunci, biyan bashi wani muhimmin hakki ne. Musulunci ya ฦarfafa mutane su cika alkawari kuma su biya bashin da ke kansu idan lokacin biya ya yi. Wanda yake da ikon biya amma ya ฦi, ya aikata abin da addini ya yi hani a kansa, domin hakan zalunci ne ga mai bin bashi.
HANYOYIN MAGANCE TAURIN BASHI
- A rubuta yarjejeniyar bashi a sarari tare da kaiyade lokacin biya.
- A binciki amincin wanda za a ba bashi kafin a yi mu'amalar da shi.
- A riฦa tunasar da masu bashi cikin ladabi kafin lokacin biya ya ฦare.
- A yi amfani da hanyoyin sulhu da doka idan an gaza cimma matsaya.
- A ฦarfafa tarbiyyar gaskiya, riฦon amana da tsoron Allah a cikin al'umma.
- Yankasuwa su guji bayar da bashi ba tare da wani tsari ko tabbaci ba.
Taurin bashi wata babbar matsala ce da ke raunana kasuwanci, ta na jefa ma'aikata cikin ฦalubale, tana rage zuba jari, tare da kawo cikas ga bunฦasar tattalin arzikin al'umma. Don haka, ya zama wajibi ga kowane mutum ya ษauki biyan bashi a matsayin nauyi da amanar da ya rataya a wuyansa. Idan aka rungumi gaskiya da cika alkawari, za a samu ingantaccen kasuwanci, bunฦasar tattalin arziki da zaman lafiya a tsakanin al'umma.
✍️ Uncle Yunus
Monday: July 6, 2026.
Wednesday, July 1, 2026
GWAMNATIN TARAYYA TA SOKE TSARIN JSS DA SSS, TA GABATAR DA SABON TSARIN ILIMI NA SHEKARU GOMA SHA BIYU (12 YEARS)
SABON TSARIN WHATSAPP: YADDA ZA KA YI AMFANI DA USERNAME MAIMAKON LAMBAR WAYA
MUHIMMANCIN SHAN RUWA DA SAFE BAYAN TASHI DAGA BARCI
Thursday, June 25, 2026
ADVICE TO SECONDARY SCHOOL LEAVERS BEFORE PROCEEDING TO THE UNIVERSITY
UNCLE DANBABA: A DEDICATED EDUCATOR, MENTOR AND NATION BUILDERUncle Danbaba
YADDA MUTUM ZAI GANE ANA BIBIYARSA A YANAR GIZO-GIZO (INTERNET)
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